Fires and floods, piracy and terrorism, cyclones and earthquakes. The world can be a relentless place. For centuries, insurance has helped people and businesses to re-establish themselves,and, for more than 325 years, the insurance home is named after Lloyd's. But Lloyd's is not an insurer. It is a single market, where brokers around the world present the risks of their clients and negotiate against with subscribers covering such risks. Why Lloyd's? First, because the market unites an exceptional level knowledge and experience in underwriting. Whether you need a oil rig, a logistics chain, a fleet of vehicles or a vessel of the Ming dynasty, nothing surprises us. Secondly, Lloyd's is safe. The market is overseen by the Lloyd's Corporation, Setting Standards, Monitoring Performance unions and defining a solid financial basis with which we pay legitimate damages.