Home of the international insurance
Lloyd's of London
Fires and floods, piracy and terrorism, cyclones and earthquakes.
The world can be a relentless place.
For centuries, insurance has helped people and businesses to re-establish themselves,and, for more than 325 years, the insurance home is named after Lloyd's.
But Lloyd's is not an insurer. It is a single market, where brokers
around the world present the risks of their clients and negotiate against
with subscribers covering such risks.
Why Lloyd's? First, because the market unites an exceptional level
knowledge and experience in underwriting. Whether you need a
oil rig, a logistics chain, a fleet of vehicles or a vessel of the Ming dynasty, nothing surprises us.
Secondly, Lloyd's is safe. The market is overseen by the Lloyd's Corporation, Setting Standards, Monitoring Performance unions and defining a solid financial basis with which we pay legitimate damages.
What Lloyd's insures
The Lloyd’s market develops the essential, complex and critical insurance needed for an ever changing world.
The Lloyd’s market has been at the forefront of its industry for more than 300 years, pioneering new forms of protection for a rapidly changing world.
From start-ups to small and medium-sized enterprises, national governments and multinational corporations, our customers are the people driving the global economy. And they rely on the specialism, strength and security of the Lloyd’s market to help them protect what matters most. The Lloyd’s market has helped customers around the world withstand shock, recover and rebuild, and we are proud to continue that essential service today.
Built for an interconnected economy, Lloyd’s insures people, businesses and communities in more than 200 countries and territories. As Lloyd’s works to develop the insurance industry in new and emerging markets, that number will continue to grow.
Lloyd’s can develop tailor-made policies for every customer in every sector and covers more than 60 lines of insurance and reinsurance.
History
Lloyd`s started in the 17th century in a coffee house near River Thames. Ship owners would go to Edward Lloyd`s Coffee House to arrange insurance for their ships and cargo. If he decides to accept the risk, the merchant would write his name on the slip, under the details. The merchants called their activity ‘underwriting’. Every year more and more ship owners came to Lloyd`s Coffee House to arrange insurance. They called it `Lloyd`s’ after the landlord of the coffee house where it began. The market grew and grew. Eventually all sorts of risk were underwritten there.
History
Lloyd`s started in the 17th century in a coffee house near River Thames. Ship owners would go to Edward Lloyd`s Coffee House to arrange insurance for their ships and cargo. If he decides to accept the risk, the merchant would write his name on the slip, under the details. The merchants called their activity ‘underwriting’. Every year more and more ship owners came to Lloyd`s Coffee House to arrange insurance. They called it `Lloyd`s’ after the landlord of the coffee house where it began. The market grew and grew. Eventually all sorts of risk were underwritten there.
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